Terms of Service

Pay Low Insurance Services is a DBA of Siri Auto Inc.

595 Fletcher Parkway, El Cajon, CA 92020
Effective Date: March 7, 2025

1. Introduction

Welcome to Pay Low Insurance Services ("we," "our," "us"). By accessing or using our website, https://paylowinsuranceservices.com/ (the "Site"), you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our site.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms and Conditions. You must not:
● Use the Site in any way that violates applicable laws or regulations.

● Engage in fraudulent or harmful activity.

● Attempt to gain unauthorized access to the Site or interfere with its operation.

3. Products and Services

● All services offered through our Site are subject to availability and applicable licensing requirements.

● We reserve the right to modify or discontinue any service at any time without notice.

● Rates and fees are subject to change without notice.

● We make reasonable efforts to ensure service descriptions and pricing are accurate, but we do not guarantee the accuracy of such information.

4. Payments and Orders

● By requesting or enrolling in a service, you agree to provide accurate billing and payment information.

● We reserve the right to cancel or refuse any request at our discretion.

● Refunds and cancellations are subject to our Cancellation and Refund Policy.

5. Intellectual Property

● All content on the Site, including text, images, logos, and designs, is owned by Pay Low Insurance Services or its licensors.

● You may not copy, reproduce, or distribute any content without our prior written permission.

6. Limitation of Liability

● We are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or our services.

● Our total liability, if any, shall not exceed the amount paid for the specific service in question.

7. Privacy Policy

For privacy-related inquiries, please refer to our privacy policy

8. Governing Law

These Terms and Conditions are governed by the laws of the State of California.

Any disputes arising from your use of the Site shall be resolved in the appropriate courts of California.

9. Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time.

Changes will be effective upon posting to the Site.

10. A2P Messaging Terms

By opting into our SMS messaging service, you agree to receive text messages related to our services, updates, and promotions.

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to (323) 859-6732

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy

11. A2P Compliance Statement

No mobile information will be shared with third parties or affiliates for marketing/promotional purposes.

Information sharing to subcontractors in support services, such as customer service, is permitted.All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.

12. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us:
Pay Low Insurance Services
595 Fletcher Parkway El Cajon, CA 92020
Phone: +1 619-736-1313